Privacy Policy

1. Information We Collect

We collect information that you provide directly to us when you use our services, including when you schedule a consultation, contact us, or interact with our website. This information may include:

• Name, email address, phone number, and mailing address
• Date of birth and Social Security number (when required for insurance applications)
• Financial information necessary to provide insurance and financial services
• Information about your insurance needs and financial goals
• Communication preferences and appointment details

2. How We Use Your Information

We use the information we collect to provide, maintain, and improve our services. Specifically, we use your information to:

• Process insurance applications and provide financial services
• Schedule and manage consultation appointments
• Communicate with you about our services, updates, and promotional offers
• Respond to your inquiries and provide customer support
• Comply with legal obligations and regulatory requirements
• Detect, prevent, and address fraud or security issues
• Analyze and improve our website and services

3. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• Insurance Carriers: We share necessary information with insurance companies to process your applications and provide quotes
• Service Providers: We may share information with trusted third-party service providers who assist us in operating our website and conducting our business
• Legal Requirements: We may disclose information when required by law, regulation, legal process, or governmental request
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction
• With Your Consent: We may share information with your explicit consent for specific purposes

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, secure servers, access controls, and regular security assessments. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect information about your browsing activities and improve your experience on our website. You can control cookies through your browser settings. For more information, please see our Cookie Notice.

6. Your Rights and Choices

You have certain rights regarding your personal information:

• Access: You may request access to the personal information we hold about you
• Correction: You may request that we correct inaccurate or incomplete information
• Deletion: You may request deletion of your personal information, subject to legal and contractual obligations
• Opt-Out: You may opt out of receiving marketing communications by following the unsubscribe instructions in our emails
• Data Portability: You may request a copy of your information in a structured, machine-readable format

To exercise these rights, please contact us at [email protected] or call (469) 436-3452.

7. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without parental consent, we will take steps to delete that information.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete your information, and the right to opt-out of the sale of your information. We do not sell personal information. To exercise your CCPA rights, please contact us using the information provided below.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website with a new "Last Updated" date. Your continued use of our services after such changes constitutes your acceptance of the updated policy.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: